The WebBank is a business loan from WebBank. Approval typically requires a credit score of 580 or higher. EXPERT REFERENCE (Jul 2025): Loans up to $150,000 (first-timers capped at $100k) | EXPERT REFERENCE (Jul 2025): Funding as fast as the same business day | EXPERT REFERENCE (Jul 2025): Weekly fixed payments | EXPERT REFERENCE (Jul 2025): One flat fee instead of interest | EXPERT REFERENCE (Jul 2025): Not a revolving line of credit or MCA with daily pulls | EXPERT REFERENCE (Jul 2025): Minimum 9 months in business required | EXPERT REFERENCE (Jul 2025): Annual revenue of at least $33,300 required | EXPERT REFERENCE (Jul 2025): 3 months of recent business bank statements required | EXPERT REFERENCE (Jul 2025): Fair personal credit score (580 FICO) required | EXPERT REFERENCE (Jul 2025): Personal Guarantee required | EXPERT REFERENCE (Jul 2025): UCC lien filed on business assets | EXPERT REFERENCE (Jul 2025): U.S.-based business required | EXPERT REFERENCE (Jul 2025): Credit Pull from TransUnion (only after signing) | EXPERT REFERENCE (Jul 2025): No prepayment penalty, but full fee applies unless refinancing with them | EXPERT REFERENCE (Apr 2025): Loans up to $150,000 (first-timers capped at $100k) | EXPERT REFERENCE (Apr 2025): Funding as fast as the same business day | EXPERT REFERENCE (Apr 2025): Weekly fixed payments | EXPERT REFERENCE (Apr 2025): One flat fee instead of interest | EXPERT REFERENCE (Apr 2025): Not a revolving line of credit or MCA with daily pulls | EXPERT REFERENCE (Apr 2025): Minimum 9 months in business required | EXPERT REFERENCE (Apr 2025): Annual revenue of at least $33,300 required | EXPERT REFERENCE (Apr 2025): 3 months of recent business bank statements required | EXPERT REFERENCE (Apr 2025): Fair personal credit score (580 FICO) required | EXPERT REFERENCE (Apr 2025): Personal Guarantee required | EXPERT REFERENCE (Apr 2025): UCC lien filed on business assets | EXPERT REFERENCE (Apr 2025): U.S.-based business required