The PayPal is a business loan from PayPal. The ongoing APR is No APR stated; single fixed 'Total Loan Fee' for the life of the loan, shown in the offer. Approval typically requires a credit score of 580 or higher. Typical credit limit: $5,000 to $200,000 (up to $300,000 for repeat borrowers). Loan terms: Fixed weekly payments auto-debited from your business bank account; terms 17 to 52 weeks; payment frequency cannot be changed. EXPERT REFERENCE (Jul 2025): Loans up to $150,000 (first-timers capped at $100k) | EXPERT REFERENCE (Jul 2025): Funding as fast as the same business day | EXPERT REFERENCE (Jul 2025): Weekly fixed payments | EXPERT REFERENCE (Jul 2025): One flat fee instead of interest | EXPERT REFERENCE (Jul 2025): Not a revolving line of credit or MCA with daily pulls | EXPERT REFERENCE (Jul 2025): Minimum 9 months in business required | EXPERT REFERENCE (Jul 2025): Annual revenue of at least $33,300 required | EXPERT REFERENCE (Jul 2025): 3 months of recent business bank statements required | EXPERT REFERENCE (Jul 2025): Fair personal credit score (580 FICO) required | EXPERT REFERENCE (Jul 2025): Personal Guarantee required | EXPERT REFERENCE (Jul 2025): UCC lien filed on business assets | EXPERT REFERENCE (Jul 2025): U.S.-based business required | EXPERT REFERENCE (Jul 2025): Credit Pull from TransUnion (only after signing) | EXPERT REFERENCE (Jul 2025): No prepayment penalty, but full fee applies unless refinancing with them | EXPERT REFERENCE (Apr 2025): Loans up to $150,000 (first-timers capped at $100k) | EXPERT REFERENCE (Apr 2025): Funding as fast as the same business day | EXPERT REFERENCE (Apr 2025): Weekly fixed payments | EXPERT REFERENCE (Apr 2025): One flat fee instead of interest | EXPERT REFERENCE (Apr 2025): Not a revolving line of credit or MCA with daily pulls | EXPERT REFERENCE (Apr 2025): Minimum 9 months in business required | EXPERT REFERENCE (Apr 2025): Annual revenue of at least $33,300 required | EXPERT REFERENCE (Apr 2025): 3 months of recent business bank statements required | EXPERT REFERENCE (Apr 2025): Fair personal credit score (580 FICO) required | EXPERT REFERENCE (Apr 2025): Personal Guarantee required | EXPERT REFERENCE (Apr 2025): UCC lien filed on business assets | EXPERT REFERENCE (Apr 2025): U.S.-based business required