The Capital One is a personal loan from Capital One. Approval typically requires a credit score of 650-700 or higher. Application rules: Recon: (800) 625-7866 Recon Alt (community-reported, unverified): (800) 903-9177. [SOFT PULL ONLY] | EXPERT REFERENCE (Mar 2026): Get up to $100,000 Personal Loan (Soft Pull • Funding in 1 Day)