The Cooperative Fund of the Northeast, Inc. All Credit Levels is a cdfi lender from Cooperative Fund of the Northeast, Inc.. Loan terms: flexible loan terms. The Cooperative Fund of the Northeast, Inc. is a loan fund based in Watertown, MA, that supports community-based, cooperative, and democratically owned enterprises through ethical borrowing and investing. Since 1975, it has provided flexible loan options to foster sustainable business practices and community development. Services include: business loans, microloans. US Treasury certified CDFI Loan Fund in Watertown, MA.