The Cooperativa de Ahorro y Credito de Empleados de Grupo HIMA. San Pablo HIMACOOP All Credit Levels is a cdfi lender from Cooperativa de Ahorro y Credito de Empleados de Grupo HIMA. San Pablo HIMACOOP. This product reports activity to your personal credit report. Cooperativa de Ahorro y Credito de Empleados de Grupo HIMA, also known as HIMACOOP, is a credit union located in Caguas, Puerto Rico, that provides financial services primarily to employees of Grupo HIMA and their families. The institution focuses on promoting savings and providing affordable loans to its members. Services include: personal loans, auto loans, mortgages. US Treasury certified CDFI Credit Union in Caguas, PR. Membership required.