The Cooperativa de A/C Dr M Zeno Gandia All Credit Levels is a cdfi lender from Cooperativa de A/C Dr M Zeno Gandia. This product reports activity to your personal credit report. Cooperativa de A/C Dr M Zeno Gandia is a credit union located in Arecibo, PR, that offers a variety of financial products and services to its members. The institution serves the local community by providing access to loans, mortgages, and financial tools aimed at improving members' financial well-being. Services include: personal loans, mortgages. US Treasury certified CDFI Credit Union in Arecibo, PR. Membership required.