The Consolidated Federal Credit Union All Credit Levels is a cdfi lender from Consolidated Federal Credit Union. The ongoing APR is 6.75% after a 3.99% introductory rate for 12 months. Rewards: Members can earn dividends on checking accounts and benefit from waived setup fees on HELOCs.. Loan terms: 5 or 15 years. This product reports activity to your personal credit report. Consolidated Community Credit Union (CCCU) is a not-for-profit financial institution located in Portland, OR, dedicated to serving its members by providing a range of financial services. CCCU focuses on building and enhancing the lives of individuals in the community, offering personal loans, mortgages, home equity lines of credit (HELOCs), and high-yield checking accounts. Services include: personal loans, mortgages, home equity lines of credit, auto loans. US Treasury certified CDFI Credit Union in Portland, OR. Membership required.