The Concordia Bank and Trust Co. All Credit Levels is a cdfi lender from Concordia Bank and Trust Co.. Concordia Bank & Trust Co. is a community bank located in Vidalia, LA, offering a range of personal and commercial banking products with a focus on hometown customer service. The bank serves individuals and businesses in Louisiana, providing various financial services tailored to meet their needs. Services include: personal loans, commercial loans. US Treasury certified CDFI Bank/Thrift in Vidalia, LA.