The Community South Credit Union All Credit Levels is a cdfi lender from Community South Credit Union. Rewards: Low rates, no fees, and great benefits!. This product reports activity to your personal credit report. Community South Credit Union is a local credit union based in Chipley, FL, serving the Florida Panhandle since 1959. They focus on helping members achieve their financial goals through a variety of services, including personal and business loans, while actively engaging in community support. Services include: personal loans, business loans, mortgages, auto loans. US Treasury certified CDFI Credit Union in Chipley, FL. Membership required.