The Community Plus Federal Credit Union All Credit Levels is a cdfi lender from Community Plus Federal Credit Union. The ongoing APR is 3.99%. Rewards: Community Plus FCU offers a New X 2 Checking Account Program designed for individuals with negative banking history, providing a fresh start with no hidden fees or minimum balance requirements.. This product reports activity to your personal credit report. Community Plus Federal Credit Union is a member-owned financial institution located in Rantoul, IL, dedicated to providing fair and transparent financial services to its members. It serves individuals and families in the local community, focusing on helping them achieve financial stability and growth through various lending options. Services include: personal loans, vehicle loans, mortgages, credit builder loans. US Treasury certified CDFI Credit Union in Rantoul, IL. Membership required.