The Community First Lending All Credit Levels is a cdfi lender from Community First Lending. The annual fee is $150 application fee and 2% origination fee at closing. Typical credit limit: $5,000 - $100,000. Loan terms: Small business loans range from $5,000 to $100,000 with $150 up-front loan application fees and 2% origination fees at closing.. Minimum time in business: 1 year. Community First Lending is a loan fund based in Richmond, CA, dedicated to supporting Bay Area economic development through community-based programs. They aim to provide access to safe and nonpredatory capital for historically underserved communities, focusing on small business creation, homeownership, and personal credit-building. Services include: small business loans, mortgage lending services, consumer credit loans. US Treasury certified CDFI Loan Fund in Richmond, CA.