The Community Credit Union All Credit Levels is a cdfi lender from Community Credit Union. The annual fee is $0. The ongoing APR is 6.75% APR*. Rewards: Make every debit card swipe a balance increasing reward.. This product reports activity to your personal credit report. Community Credit Union is a CDFI located in Lewiston, ME, dedicated to providing responsible and affordable lending options to low-income and disadvantaged community members. They serve individuals who live, work, worship, or attend school in Androscoggin, Franklin, Kennebec, or Oxford County. Services include: personal loans, mortgages, auto loans, business loans. US Treasury certified CDFI Credit Union in Lewiston, ME. Membership required.