The Commonwealth National Bank All Credit Levels is a cdfi lender from Commonwealth National Bank. The ongoing APR is Competitive APR. Rewards: Both Rewards Points AND Cash Back options available. Commonwealth National Bank, based in Mobile, AL, is a community-focused financial institution that provides comprehensive personal and business banking services, including flexible deposit products, loans, and digital banking options. As one of only 14 Black-owned banks in the U.S., it serves a diverse community, particularly those often overlooked by larger banks, with a commitment to fostering local economic growth. Services include: business loans, personal loans, mortgages. US Treasury certified CDFI Bank/Thrift in Mobile, AL.