The Commerce Bank All Credit Levels is a cdfi lender from Commerce Bank. The annual fee is $0. Signup bonus: $100 Visa® Reward Card up to $1,000 each time you refer a qualified friend or family member to Commerce Bank.. Rewards: Commerce Bank offers a referral program where customers can earn up to $1,000 in Visa Reward Cards for referring friends and family.. Commerce Bank is a full-service bank located in Corinth, MS, offering a range of personal and business banking services including checking and savings accounts, mortgages, and credit cards. The bank aims to support individuals and families in their financial journeys while also catering to small businesses in the community. Services include: mortgages, personal loans, business loans, student loans. US Treasury certified CDFI Bank/Thrift in Corinth, MS.