The Clarity Credit Union All Credit Levels is a cdfi lender from Clarity Credit Union. The ongoing APR is 10.00 %. Rewards: Get Up to 1% Cash Back on Purchases. This product reports activity to your personal credit report. Clarity Credit Union is a member-focused financial institution located in Meridian, ID, dedicated to helping individuals and families achieve their financial goals through various lending options and financial education. They serve the local community, welcoming all individuals and businesses in the Treasure Valley area. Services include: personal loans, auto loans, micro business loans. US Treasury certified CDFI Credit Union in Meridian, ID. Membership required.