The City Federal Credit Union All Credit Levels is a cdfi lender from City Federal Credit Union. The ongoing APR is 4.24%. Rewards: Get a gift card up to $200 to fill your tank with purchase or refinance of a specialty vehicle loan.. This product reports activity to your personal credit report. City Federal Credit Union is a member-focused financial institution located in Amarillo, TX, offering a range of banking services and loan products to its members. The credit union serves individuals and families in the local community, providing accessible financial solutions with a commitment to dignity and compassion. Services include: auto loans, personal loans, home equity loans, specialty vehicle loans. US Treasury certified CDFI Credit Union in Amarillo, TX. Membership required.