The Citizens Bank & Trust Company All Credit Levels is a cdfi lender from Citizens Bank & Trust Company. Application typically pulls a hard report from Experian. Approval typically requires a credit score of 650-700 or higher. Citizens Bank & Trust Company, located in Marks, MS, is a community bank that provides a range of financial services including personal and business banking. They serve individuals and businesses in the local community, focusing on agricultural, construction, and real estate lending. Services include: business loans, personal loans, mortgages, auto loans. US Treasury certified CDFI Bank/Thrift in Marks, MS.