The Citizens Bank All Credit Levels is a cdfi lender from Citizens Bank. Application typically pulls a hard report from Experian. Approval typically requires a credit score of 650-700 or higher. Citizens Bank is a community bank located in Columbia, MS, providing a range of financial services to individuals and businesses in South Mississippi since 1913. They focus on delivering innovative and competitive banking solutions in a welcoming environment. Services include: business loans, personal loans, mortgages. US Treasury certified CDFI Bank/Thrift in Columbia, MS.