The Century Bancshares, Inc. All Credit Levels is a cdfi lender from Century Bancshares, Inc.. The annual fee is no annual fee. The ongoing APR is low annual percentage rate. Rewards: A card that can save you money with a low annual percentage rate and no annual fee.. Loan terms: competitive rates and flexible terms. Century Bancshares, Inc. operates Century Bank, a community bank located in Gainesville, MO, offering personalized banking services. The bank serves individuals and businesses in the local community, providing a range of financial products. Services include: personal loans, business loans, lines of credit. US Treasury certified CDFI Bank/Thrift in Gainesville, MO.