The Central Willamette Credit Union All Credit Levels is a cdfi lender from Central Willamette Credit Union. The ongoing APR is 4.49%. This product reports activity to your personal credit report. Central Willamette Credit Union (CWCU) is a member-focused financial institution based in Albany, OR, dedicated to providing friendly and approachable banking services. They serve individuals and communities in Oregon, offering a range of services including auto loans, savings accounts, and certificates of deposit, while also supporting local nonprofit organizations to foster community development. Services include: auto loans, personal loans. US Treasury certified CDFI Credit Union in Albany, OR. Membership required.