The Carolina Foothills FCU All Credit Levels is a cdfi lender from Carolina Foothills FCU. The ongoing APR is 9.90% APR* as low as. Rewards: Membership Rewards Points. This product reports activity to your personal credit report. Carolina Foothills Federal Credit Union (CFFCU) is a credit union based in Spartanburg, SC, dedicated to providing financial services to its members since 1960. It serves individuals and families in the Upstate region of South Carolina, focusing on community development and financial education. Services include: auto loans, mortgages, personal loans, credit cards. US Treasury certified CDFI Credit Union in Spartanburg, SC. Membership required.