The Cares Project, Inc., The All Credit Levels is a cdfi lender from Cares Project, Inc., The. Approval typically requires a credit score of 600 or higher. Rewards: Participants gain money management skills and personalized budgeting assistance.. Loan terms: low-interest vehicle loans. Minimum time in business: 1 year. The CARes Project, Inc. is a nonprofit social enterprise and certified Community Development Financial Institution that provides low-interest vehicle loans to low and moderate-income, credit-challenged working adults in Forsyth, Davie, Davidson, Stokes, Surry, and Yadkin Counties, North Carolina. Their Car Ownership Program also includes financial coaching and budgeting assistance to help clients achieve financial independence. Services include: auto loans. US Treasury certified CDFI Loan Fund in Winston Salem, NC.