The Cape & Islands Community Development Inc. All Credit Levels is a cdfi lender from Cape & Islands Community Development Inc.. The ongoing APR is 5.58% - 6.17%. Rewards: Coastal Community Capital provides expert guidance throughout the loan process and ongoing support to help businesses thrive.. Loan terms: 10 YEAR FIXED 5.58%, 20 YEAR FIXED 6.17%, 25 YEAR FIXED 6.17%, DEBT REFI 20 YEAR FIXED 6.17%, DEBT REFI 25 YEAR FIXED 6.17%. Cape & Islands Community Development Inc., operating as Coastal Community Capital, is a Community Development Financial Institution (CDFI) that provides funding to businesses throughout Cape Cod and Massachusetts. They focus on supporting small businesses, including those that are LGBTQ-owned and veteran-owned, by offering various loan products and resources to help them grow and succeed. Services include: business loans, SBA 504 loans, direct loans. US Treasury certified CDFI Loan Fund in Centerville, MA.