The Canopy Federal Credit Union All Credit Levels is a cdfi lender from Canopy Federal Credit Union. The annual fee is $0. The ongoing APR is 4.49%. Signup bonus: 1%. Rewards: 1% cash back. This product reports activity to your personal credit report. Canopy Federal Credit Union is a member-focused financial institution based in Spokane, WA, offering a variety of banking services including loans and online banking. They serve individuals and businesses in the Spokane area, providing financial products designed to help members achieve their financial goals. Services include: personal loans, auto loans, home loans, business loans. US Treasury certified CDFI Credit Union in Spokane, WA. Membership required.