The Calhoun Liberty Employees Credit Union All Credit Levels is a cdfi lender from Calhoun Liberty Employees Credit Union. The ongoing APR is 5.99% for 6 months on home equity lines of credit; 6.25% on 5/1 ARM mortgages after a 5.99% introductory rate for 6 months. Rewards: Members enjoy lower fees, higher dividends, and better rates than most banks.. This product reports activity to your personal credit report. Calhoun Liberty Employees Credit Union is a member-owned financial cooperative based in Blountstown, FL, serving residents of Calhoun, Franklin, Gulf, Gadsden, Jackson, and Liberty counties. The credit union offers a variety of financial products and services designed to meet the needs of its members, including lower fees and better rates compared to traditional banks. Services include: mortgages, home equity lines of credit, personal loans. US Treasury certified CDFI Credit Union in Blountstown, FL. Membership required.