The Business Expansion Funding Corporation All Credit Levels is a cdfi lender from Business Expansion Funding Corporation. The ongoing APR is 5.61% - 5.78%. Rewards: Long-term fixed rates provide financial stability, while lower monthly payments increase cash flow for reinvestment.. Loan terms: 25 years: 5.94%, 20 years: 5.98%, 10 years: 5.61%. Business Expansion Funding Corporation (BEFCOR) is a Community Development Financial Institution based in Charlotte, NC, that provides affordable SBA 504 loans to support the growth of small businesses in North Carolina. With over 40 years of experience, BEFCOR aims to help businesses invest in their growth and create jobs within the community. Services include: business loans. US Treasury certified CDFI Loan Fund in Charlotte, NC.