The Border Federal Credit Union All Credit Levels is a cdfi lender from Border Federal Credit Union. The annual fee is $0. The ongoing APR is 4.99% - 15%. Rewards: BFCU offers a Skip-A-Payment program allowing members to skip one month's payment on their loans when needed.. This product reports activity to your personal credit report. Border Federal Credit Union (BFCU) is a credit union located in Del Rio, Texas, providing a range of financial services including savings accounts, checking accounts, and various loan products. BFCU primarily serves the local community, offering financial solutions to individuals and families in the region. Services include: personal loans, auto loans, home equity loans, credit builder loans. US Treasury certified CDFI Credit Union in DEL RIO, TX. Membership required.