The Bloom Credit Union All Credit Levels is a cdfi lender from Bloom Credit Union. The annual fee is $0. The ongoing APR is 4.99% - 24.99%. Rewards: Bloom Credit Union offers a Platinum Rewards Visa credit card with cash back and no annual fee.. This product reports activity to your personal credit report. Bloom Credit Union is a community-focused financial institution located in Wyoming, MI, offering a range of banking services to its members. It serves individuals and small businesses in the local community, providing access to various loan products and financial planning services. Services include: auto loans, personal loans, mortgages, small business loans. US Treasury certified CDFI Credit Union in Wyoming, MI. Membership required.