The Beneficial State Bancorp, Inc. All Credit Levels is a cdfi lender from Beneficial State Bancorp, Inc.. The annual fee is $0. Beneficial State Bancorp, Inc. is a certified B Corp bank located in Oakland, CA, dedicated to ethical banking that supports local communities and the planet. They serve individuals, small businesses, and nonprofits, offering a range of financial products including personal banking, commercial banking, and nonprofit banking services. Services include: business loans, personal loans, auto loans, mortgages. US Treasury certified CDFI Bank/Thrift in Oakland, CA.