The Bankers Small Business CDC of California All Credit Levels is a cdfi lender from Bankers Small Business CDC of California. The ongoing APR is Prime + 2.75%. Rewards: They offer personal pre and post loan advising and business counseling to support borrowers throughout the financing process.. Loan terms: 10-25 years. Bankers Small Business CDC of California is a nonprofit loan fund based in San Diego, CA, dedicated to providing flexible financing solutions for small businesses. They focus on supporting entrepreneurs, particularly those who may face barriers in accessing traditional bank loans. Services include: business loans, SBA 504 commercial real estate loans. US Treasury certified CDFI Loan Fund in San Diego, CA.