The Ascentra Credit Union All Credit Levels is a cdfi lender from Ascentra Credit Union. The annual fee is $0. The ongoing APR is 17.88 percent after a 2.99 percent introductory rate for 6 months. Rewards: Ascentra offers a 'Cash-Now' service allowing members to borrow up to $2,000 without a credit check, promoting credit building as payments are reported to credit bureaus.. Typical credit limit: $2,000. Funding speed: approval within minutes. Loan terms: vary by amount borrowed. Minimum time in business: 90 days. This product reports activity to your personal credit report. Ascentra Credit Union is a member-focused financial institution located in Bettendorf, IA, providing a range of financial services to individuals and families in Iowa and Illinois. They offer various lending options, including personal loans, mortgages, and auto loans, while also providing financial coaching to help members navigate their financial journeys. Services include: personal loans, mortgages, auto loans. US Treasury certified CDFI Credit Union in Bettendorf, IA. Membership required.