The Alpena Community Credit Union All Credit Levels is a cdfi lender from Alpena Community Credit Union. The ongoing APR is 3.05% to 8.50%. Rewards: Scorecard Rewards. This product reports activity to your personal credit report. Alpena Community Credit Union is a member-focused financial institution serving the Northeastern Michigan community. They provide a range of financial services, including personal loans, mortgages, and auto loans, aimed at helping members achieve financial freedom. Services include: personal loans, mortgages, auto loans. US Treasury certified CDFI Credit Union in Alpena, MI. Membership required.