The Abbey Credit Union, Inc. All Credit Levels is a cdfi lender from Abbey Credit Union, Inc.. The ongoing APR is 10.29%. Approval typically requires a credit score of 720 or higher. Rewards: Profits are returned to members through better rates, fewer fees, and member rewards.. This product reports activity to your personal credit report. Abbey Credit Union, Inc. is a not-for-profit financial cooperative based in Vandalia, OH, established in 1937. It serves its 14,000 members by providing a range of financial services, including savings and checking accounts, personal loans, vehicle loans, and mortgage options, with a focus on community investment. Services include: personal loans, vehicle loans, mortgages. US Treasury certified CDFI Credit Union in Vandalia, OH. Membership required.