The 705 Federal Credit Union All Credit Levels is a cdfi lender from 705 Federal Credit Union. Rewards: CU Rewards. This product reports activity to your personal credit report. 705 Federal Credit Union is a not-for-profit financial institution located in Lafayette, LA, that provides financial services to its members, offering lower interest rates on loans, fewer fees, and higher dividends on savings accounts. They serve individuals and families within the local community, focusing on accessible banking solutions. Services include: personal loans, auto loans, credit cards, mortgages. US Treasury certified CDFI Credit Union in Lafayette, LA. Membership required.