The 1st Mississippi Federal Credit Union All Credit Levels is a cdfi lender from 1st Mississippi Federal Credit Union. The annual fee is $0. The ongoing APR is 6.25 %. Rewards: VISA® Everyday Rewards + Card. This product reports activity to your personal credit report. 1st Mississippi Federal Credit Union is a member-owned financial cooperative located in Meridian, MS, dedicated to providing a range of financial services to its members. The credit union serves individuals and families in Mississippi, focusing on helping them achieve their financial goals through various lending options and financial wellness programs. Services include: auto loans, personal loans, motorcycle loans. US Treasury certified CDFI Credit Union in Meridian, MS. Membership required.