The 1st Choice Credit Union All Credit Levels is a cdfi lender from 1st Choice Credit Union. The annual fee is No annual fee. The ongoing APR is 6.50%. Rewards: up to 50% savings on thousands of experiences. Loan terms: fixed rate, term, and monthly payment. This product reports activity to your personal credit report. 1st Choice Credit Union is a member-focused financial institution located in Atlanta, GA, offering a range of financial services including personal loans, auto loans, and various types of savings accounts. The credit union serves individuals and families in Georgia, providing accessible financial solutions tailored to their needs. Services include: personal loans, auto loans, mortgages. US Treasury certified CDFI Credit Union in Atlanta, GA. Membership required.