The Rural Community Assistance Corporation (RCAC) Established Business is a cdfi lender from Rural Community Assistance Corporation (RCAC). The annual fee is $0. The ongoing APR is 3% - 8%. Rewards: Technical assistance and training. Typical credit limit: $50,000 - $5,000,000. National CDFI focused on rural communities in the western US. Provides loans for water/wastewater systems, affordable housing, and community facilities. Very low rates. Also offers environmental lending.