The Mountain BizWorks Startup Friendly is a cdfi lender from Mountain BizWorks. The annual fee is $0. The ongoing APR is 7% - 14%. Approval typically requires a credit score of No minimum or higher. Rewards: Business workshops and one-on-one advising. Typical credit limit: $1,000 - $250,000. This product reports activity to your personal credit report. Western North Carolina CDFI. SBA microloan intermediary. Offers microloans, small business loans, and business education. Known for intensive business programs. Has invested over $80 million.