The MEDA (Mission Economic Development Agency) Startup Friendly is a cdfi lender from MEDA (Mission Economic Development Agency). The annual fee is $0. The ongoing APR is 6% - 15%. Rewards: Free tax prep, financial coaching, business support. Typical credit limit: $500 - $50,000. Loan terms: $16.1M in affordable loans deployed to 525 small business owners since 2015. This product reports activity to your personal credit report. San Francisco CDFI serving the Mission District and broader Bay Area. Focus on Latino and immigrant communities. Offers microloans, business development, free tax preparation, and homeownership programs.