The Lakota Funds Startup Friendly is a cdfi lender from Lakota Funds. The annual fee is $0. The ongoing APR is 8% - 14%. Rewards: Business coaching and credit building. Typical credit limit: $500 - $250,000. This product reports activity to your personal credit report. Native American CDFI on Pine Ridge Indian Reservation. First Native CDFI in the US (1986). Microloans to business loans. Financial coaching. IDA accounts. Reports to bureaus for credit building.