The Self-Help Credit Union All Credit Levels is a cdfi lender from Self-Help Credit Union. The annual fee is $0. The ongoing APR is 5% - 18%. Approval typically requires a credit score of No minimum for some products or higher. Rewards: Full-service credit union — checking, savings, mortgages. Typical credit limit: $500 - $250,000. This product reports activity to your personal credit report. One of America's largest CDFIs. Full-service credit union with business loans, personal loans, mortgages, and more. Over $9 billion in financing. Focus on women, minorities, rural communities.