The Coastal Enterprises Inc. (CEI) Startup Friendly is a cdfi lender from Coastal Enterprises Inc. (CEI). The annual fee is $0. The ongoing APR is 6% - 12%. Approval typically requires a credit score of No minimum or higher. Rewards: Business advising and industry expertise. Typical credit limit: $10,000 - $500,000. This product reports activity to your personal credit report. Maine's premier CDFI. Has invested over $1 billion since 1977. Offers business loans, New Markets Tax Credits, and SBA lending. Sector expertise in fisheries, farming, forestry, and food.