The TruFund Financial Services Startup Friendly is a cdfi lender from TruFund Financial Services. The annual fee is $0. The ongoing APR is 6% - 14%. Approval typically requires a credit score of No minimum or higher. Rewards: Free business technical assistance. Typical credit limit: $5,000 - $250,000. This product reports activity to your personal credit report. CDFI serving small businesses in NY, NJ, AL, LA, FL. SBA Community Advantage lender. Focus on minority and women-owned businesses. Also offers disaster recovery loans and contract financing.