The ICA Fund (Immigrant CDFI) Startup Friendly is a cdfi lender from ICA Fund (Immigrant CDFI). The annual fee is $0. The ongoing APR is 8% - 15%. Approval typically requires a credit score of None (ITIN accepted) or higher. Rewards: Free business coaching in multiple languages. Typical credit limit: $5,000 - $75,000. This product reports activity to your personal credit report. CDFI specifically serving immigrant entrepreneurs. No SSN required for some products — accepts ITIN. Offers microloans and small business loans. Bilingual support available. Reports to bureaus to help build credit. | PG verification: The personal guarantee field is accurate as ICA Fund does not require a personal guarantee for their loans.