The Community Reinvestment Fund (CRF) Established Business is a cdfi lender from Community Reinvestment Fund (CRF). The annual fee is $0. The ongoing APR is 6% - 15%. Approval typically requires a credit score of No minimum or higher. Rewards: Technical assistance and business planning support. Typical credit limit: $50,000 - $5,000,000. This product reports activity to your personal credit report. One of the largest national CDFIs. Provides business loans, New Markets Tax Credit financing, and SBA lending. Focus on community development and affordable housing. Over $3 billion deployed since 1988. | PG verification: While the database states 'NO' for personal guarantees, many business loans typically require a personal guarantee, especially for larger amounts or less established businesses.