The Justine PETERSEN Startup Friendly is a cdfi lender from Justine PETERSEN. The annual fee is $0. The ongoing APR is 10% - 18%. Approval typically requires a credit score of No minimum or higher. Rewards: Credit building program. Typical credit limit: $500 - $50,000. This product reports activity to your personal credit report. Midwest CDFI specializing in microloans and credit building. Has made 7,000+ microloans. Helps with IDA savings accounts. Strong credit-building program reports to all 3 bureaus. | PG verification: Justine PETERSEN does not require a personal guarantee for their microloan products.