The LiftFund Startup Friendly is a cdfi lender from LiftFund. The annual fee is $0. The ongoing APR is 8% - 18%. Approval typically requires a credit score of No minimum or higher. Rewards: Free business mentoring and training. Typical credit limit: $500 - $1,000,000. Funding speed: Get Funded in as little as 24 hours. This product reports activity to your personal credit report. Largest CDFI in the South/Southwest. Microloans to large business loans. SBA microloan intermediary. Free business mentoring through LiftFund Academy. Strong track record with startups. | PG verification: While LiftFund states that a personal guarantee is not required, it is common for lenders to request one based on the loan amount and the borrower's credit profile.