The Grameen America Microloan Startup Friendly is a cdfi lender from Grameen America Microloan. The annual fee is $0. The ongoing APR is 15%. Rewards: Free financial training and support group. Typical credit limit: $500 - $15,000 (growing). This product reports activity to your personal credit report. CDFI microlender for women entrepreneurs. Start with small loan, grow with repayment history. Group lending model with peer support. Reports to credit bureaus to build credit history. | PG verification: While the database states no personal guarantee is required, many microloan programs, including Grameen America, may require personal guarantees, especially for new borrowers without established credit history.