The US Bank Business Triple Cash Rewards (0% APR Business) Good Credit is a business credit card from US Bank Business Triple Cash Rewards (0% APR Business). Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 19.24% - 28.24% after a 0% introductory rate for 15 months. Approval typically requires a credit score of 700+ or higher. Signup bonus: $500 after $4.5K in 150 days. Rewards: 3% on eligible purchases at gas stations, EV charging, office supply stores, cell phone providers, and restaurants; 1% on everything else. Cash back: 3% on categories, 1% everything else. Typical credit limit: $2,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: • 5/12 Rule: May deny if 5+ cards opened (any issuer) in past 12 months. Business cards may be exempt. • No repeat welcome bonus if you currently have same card open. Business cards unaffected. • No known velocity limits. Limits total credit — reallocating credit may help with recon. • Personal = usually Experian/TransUnion. Business = TransUnion. • Status & Recon: (800) 947-1444 (press "1" for status). Recon: (800) 947-1444. 15 months 0% APR — one of the longest for business cards. 3% on key business categories. No annual fee. Annual $100 software statement credit.