The BankAmericard (0% APR) Good Credit is a personal credit card from BankAmericard (0% APR). The annual fee is $0. The ongoing APR is 14.99% - 25.99% Variable after a 0% introductory rate for 21 months. Approval typically requires a credit score of 670+ or higher. Typical credit limit: $1,000 - $25,000. This product reports activity to your personal credit report. 21 billing cycles 0% APR on purchases and balance transfers. One of the lowest ongoing APRs after intro period. No annual fee. No penalty APR.